What is Workers Compensation Insurance
Workers' compensation, commonly referred to as "workers comp," is a government-mandated program that benefits workers who become injured or ill on the What Is Workers' Compensation? Workers' compensation, commonly referred to as "workers comp," is a government-mandated program that benefits workers who become injured or ill on the job or as a result of the job. It is effectively a disability insurance program for workers, providing cash benefits, healthcare benefits, or both to workers who suffer injury or illness due to their jobs. In the U.S., the individual states handle workers' compensation. The required benefits vary greatly state by state. Texas is the only state that does not require employers to maintain workers' compensation insurance. Understanding Workers' Compensation Workers' compensation benefits may include partial wage replacement for the period during which the employee cannot work. The benefits may also include reimburseme…
