Are You Ready to Buy a Home? Here's a step-by-step guide to buying a house

Are You Ready to Buy a Home? Here's a step-by-step guide to buying a house

Are you ready to put your moving plans into action? Our handy guide will take you through each step of the process, from working out your budget to making an offer, exchanging contracts and moving in. Take the first step towards your next move, today. Here’s how to get started… Preparing to sell your home If you’re not a first-time buyer, selling your home before you start searching for your next property will put you in a strong position as a buyer. Saving for a deposit When you’re saving for a deposit, it’s really helpful to plan your monthly spending budget, and aim to save a regular sum each month. Tax-efficient savings accounts like an Individual Savings Accounts (ISA) or a Lifetime Individual Savings Account (LISA) can maximise your returns – you can get substantial bonuses if you’re a first-time buyer. You must be 18 or over, but under 40 to open a Lifetime ISA. Getting mortgage ready You’ll want your credit report to be in the best possible shape before a lender looks at it. Credit …

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